{"id":2234,"date":"2026-07-31T09:58:28","date_gmt":"2026-07-31T09:58:28","guid":{"rendered":"https:\/\/www.indosearch.in\/learn\/?p=2234"},"modified":"2026-09-12T10:45:28","modified_gmt":"2026-09-12T10:45:28","slug":"swfs-welfare-schemes-guide","status":"publish","type":"post","link":"https:\/\/www.indosearch.in\/learn\/swfs-welfare-schemes-guide\/","title":{"rendered":"SWFS Welfare Schemes: DGMA Circular 39 Explained"},"content":{"rendered":"\n

The Seafarers’ Welfare Fund Society (SWFS)<\/a> runs 12 welfare schemes for Indian seafarers and their families \u2014 covering death, disability, maternity, retirement, education, and more. DGMA Circular 39 brings all 12 schemes into one document and raises the payout for almost every one of them, in some cases nearly tripling the amount. This guide explains each SWFS Welfare Schemes in plain language: what it covers, how much you get, who qualifies, and how to claim it.<\/p>\n\n\n\n

One rule applies across all schemes: the new, higher amount only applies if the event happened on or after that scheme’s effective date.<\/strong> If the event happened earlier, the older amount applies instead. Pending claims are also processed under the revised rules, subject to the effective-date conditions of the relevant scheme. Each scheme below states its own effective date clearly.<\/p>\n\n\n\n

Quick terms: CDC<\/strong> = Continuous Discharge Certificate (your seafarer ID\/service book). RPSL<\/strong> = Recruitment and Placement Service License<\/a> (a licensed manpower agency). Off-article period<\/strong> = the time after you sign off a ship and before your next contract starts.<\/p>\n\n\n\n

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